Disclaimer

Last updated: April 1, 2024

Please read this disclaimer carefully before using the services provided by Kyjotai. By accessing or using our platform, you acknowledge that you have read, understood, and agree to be bound by the terms set forth below.

The content, tools, outputs, and materials available through the Kyjotai platform are provided for general informational and educational purposes only. Nothing on this platform constitutes professional financial advice, investment advice, tax advice, legal advice, or any other form of regulated professional counsel.

The AI-powered financial planning features and outputs generated by our system are intended to assist users in organizing and understanding financial information. They do not replace the judgment of a qualified financial advisor, accountant, tax professional, or legal counsel.

Use of the Kyjotai platform does not create a professional advisory relationship of any kind between you and Kyjotai or any of its representatives. Any interaction with the platform, including the receipt of AI-generated analysis, projections, or recommendations, should not be interpreted as personalized professional advice.

You are solely responsible for evaluating the appropriateness of any information or output provided through the platform in light of your individual circumstances, goals, and risk tolerance.

Our platform utilizes artificial intelligence and machine learning technologies to generate financial planning outputs. You acknowledge and accept the following limitations inherent to AI-generated content:

• AI outputs are based on patterns in data and may not reflect current market conditions, regulatory changes, or individual circumstances.
• Projections, forecasts, and scenarios generated by the system are illustrative in nature and do not guarantee future results.
• The accuracy, completeness, and relevance of AI-generated outputs depend in part on the quality and accuracy of information you provide.
• AI systems may produce errors, inconsistencies, or outputs that require human review and professional validation before acting upon them.

While Kyjotai makes reasonable efforts to ensure that the information and tools provided through the platform are accurate and up to date, we make no warranties or representations, express or implied, regarding the accuracy, reliability, completeness, or timeliness of any content or output.

Financial data, market information, and regulatory frameworks change frequently. Information presented on the platform may not reflect the most current developments. Users are encouraged to verify all material information independently and consult qualified professionals before making financial decisions.

All financial planning, investment, and related activities involve risk, including the potential loss of principal. Past performance of any financial instrument, strategy, or plan does not guarantee or indicate future results.

Any financial projections, models, or scenarios generated through the platform are hypothetical in nature and are subject to numerous assumptions that may not materialize. Actual results may differ materially from those illustrated.

You should carefully consider your financial situation, risk tolerance, and investment objectives before making any financial decisions, and you should do so with the guidance of appropriately qualified professionals.

The platform may reference, display, or link to information, data, or resources provided by third parties. Kyjotai does not endorse, control, or assume responsibility for the accuracy, reliability, or completeness of any third-party content.

Any reliance you place on third-party information accessed through or referenced by our platform is at your own risk. We encourage you to review the terms and policies of any third-party services you access.

To the fullest extent permitted by applicable law, Kyjotai, its affiliates, directors, employees, agents, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from or related to:

• Your use of or reliance on the platform or any content, output, or recommendation generated therein.
• Errors, omissions, inaccuracies, or interruptions in the platform or its content.
• Financial decisions made based on information or outputs provided by the platform.
• Unauthorized access to or alteration of your data or transmissions.
• Any other matter relating to your use of the platform.

You are solely responsible for:

• The accuracy and completeness of any data or information you input into the platform.
• Independently verifying any outputs, recommendations, or analyses generated by the platform before acting upon them.
• Seeking qualified professional advice appropriate to your specific situation prior to making any financial, legal, or tax-related decisions.
• Ensuring that your use of the platform complies with all applicable laws and regulations in your location.

Reference to any specific product, service, entity, or organization through the platform does not constitute or imply endorsement, recommendation, or favoring by Kyjotai. The views and opinions expressed in any user-generated content or third-party materials do not necessarily reflect the views of Kyjotai.

Kyjotai does not warrant that the platform will be available at all times, uninterrupted, error-free, or free from technical issues. We reserve the right to modify, suspend, or discontinue any aspect of the platform at any time without notice. We shall not be liable to you or any third party for any such modification, suspension, or discontinuation.

Kyjotai reserves the right to update or modify this disclaimer at any time. Changes will be effective upon posting to the platform with an updated effective date. Your continued use of the platform following any such changes constitutes your acceptance of the revised disclaimer. We encourage you to review this disclaimer periodically.

If you have any questions or concerns regarding this disclaimer, please contact us:

• Company: Kyjotai
• Address: Honoriusza Balzaka 32BU, 52-437 Wrocław, Poland
• Email: [email protected]
• Phone: +48 530 840 306
• Website: kyjotai.com